Tampa Real Estate Sizzle…Your Best Source for Tampa Real Estate, Tampa Neighborhoods, South Tampa Real Estate, Florida Condominiums and The Latest News on The International Real Estate Market
Jackie Colson-Miller
Direct - (813)629-5757
Homeward Real Estate
3401 Henderson Blvd
Tampa, FL 33609
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How to Buy A Home in The Tampa Real Estate Market…Despite the Economic Crisis! Get an FHA Loan!
Americans are “paralyzed” this week, as we watch various Financial Institutions crumble. They are being “gobbled up” by bigger, and healthier, financial institutions. The European financial markets are experiencing the same issues and the Euro has fallen against the dollar this week. Whether you call it, the “survival of the fittest”, or see it as the Free Market Economy at work, homebuyers in the Tampa Real Estate Market need to be assured that mortgages are still available! And, yes, mortgages are available.
What loan product is available? What is the minimum down-payment? Can a seller help with closing costs? These are common questions for a home-buyer, but are even more important, given our current economic climate.
For the “under $300,000” price point, the best option is an FHA loan!
Here’s Why:
1. Loan limits of $292,500
2. Only a 3% downpayment
3. Seller can contribute up to 6% of the purchase price towards closing costs
4. Buyers with credit scores under 680 are considered
At higher price points, other mortgage products, other than VA loans, require larger downpayments and certain credit scores. In the Tampa Real Estate market, with record low prices gettting an FHA is a great option!
For the latest listings in the Tampa Real Estate Market in all price ranges, or help with an FHA lender, please contact me today!
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This entry was posted on Wednesday, October 1st, 2008 at 5:38 am and is filed under Buying a House in Tampa, CDD in Tampa, Gated Communities in Tampa, Golf course communities in Tampa, Historic Tampa, Hunter's Green Homes, Hyde Park Real Estate, Luxury Homes in Tampa, MLS Listings in Tampa, MacDill AFB, Tampa Foreclosures, Tampa Real Estate Market. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
