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Jackie Colson-Miller

Jackie Colson-Miller, CIPS
Direct - (813)629-5757
Homeward Real Estate
3401 Henderson Blvd
Tampa, FL 33609
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Moving to Tampa or PCS to MacDill AFB? Best Neighborhoods in Tampa?

Filed under: Buying a House in Tampa, CDD in Tampa, Cheval Homes, Clearwater Beach Real Estate, Davis Islands Real Estate, Florida Real Estate, Gated Communities in Tampa, Golf course communities in Tampa, Moving to Tampa, Tampa Neighborhoods

The Latest News on the Tampa Real Estate Market News, every day, on the Real Estate Sizzle…

The Tampa Real Estate Market, especially homes in the Tampa suburbs, has a unique “fee”, or “tax” that out-of-town buyers are unfamiliar with. That is, what is known as a “CDD fee”. If you are looking for a newer home in the Tampa area, chances are good that you will buy a home in a community with a CDD fee, since some of the best neighborhoods, in the best school districts in Tampa, have CDD fees.   What, exactly,  is a CDD fee?” Since that term is very unfamiliar to most buyers who are moving to Tampa from other cities, here is a brief explanation of CDD fees.

A CDD is short for Community Development District, which finances and manages community developments.

Tax-Free Bonds are issued to the developer to finance the cost of building the infrastructure of a development, including roads, utilities and many amenities including, pools, clubhouses, tennis courts, golf courses, etc. Homeowners in the development pay the costs of the CDD over the span of 15 to 30 years. There are a number of communities with CDD fees in Tampa, and throughout the State of Florida, so if you are looking for real estate in Tampa, or anywhere in Florida, you should know about these fees.

Can CDD fees go up? Yes. The CDD fees appear on the homeowners tax bill. Each Community has a CDD board, initially appointed by the developer, which decides whether to include additional assessments into the CDD fee. If a community decides to do additional Chev_1landscaping, revamp the golf course, add gates, or any other amenities, those costs may be added to the existing CDD fees. That would increase a total tax bill and increase the escrow required by your lender.

What can you do if you live in a community with a CDD fee? Stay informed. Know who the members of the CDD board are and attend any meetings regarding CDD fees.

Looking for the “best” neighborhood in Tampa? It depends on your lifestyle!

I can help with your move to any Tampa neighborhood, including: South Tampa, Channelside, Harbour Island,  Davis Islands, Beach Park, Sunset Park, Hyde Park, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunters Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Clearwater Beach, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estate contact me today!

For assistance in finding a house in Tampa, or any of the surrounding suburbs, or any questions about the Tampa Real Estate market, please contact me. PCS to MacDill AFB or Moving to Tampa?

 


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Congress Takes a Vacation and Leaves Flood Insurance and the National Real Estate Industry in Limbo…Is That an Economic Stimulus Package? Tampa Real Estate News

Filed under: Florida Contract, Florida Real Estate, Hyde Park Real Estate, Insurance, Jackie Colson-Miller, Luxury Homes in Tampa, MLS Listings in Tampa, MacDill AFB, Moving to Tampa, Real Estate News, Tampa, Tampa Real Estate, Tampa Real Estate Agent, Waterfront Homes in Tampa

If you are under contract to purchase a home which requires Flood Insurance, anytime between March 29, 2010 and April 12, 2010, you can forget about closing on time! Why?  Your elected representatives in Washington, have suspended the National Flood Insurance Program by failing to enact legislation which allows the program to continue! Where are they? On “hiatus”… which is a polite word for “vacation”. Off sunning themselves in the Caribbean, perhaps?? On a late spring ski trip to Colorado? Where “aren’t” they… is the question. They are NOT sitting in their seats in Congress and attempting to remedy this MESS that they created.  They left all of their constituents without any means to obtain Flood Insurance, which is required in the purchase of many homes throughout the US.   Your Congress tied the National Flood Insurance legislation to a piece of unemployment legislation that ended in a filibuster.  What??? For three days the Real Estate Industry has been reeling from the effects of this “idiotic and careless” move on the part of the Federal Government.  What does unemployment benefit legislation have to do with flood insurance? Nothing, unless you can count the increased number of unemployed workers who will be end the result of this “government bureaucracy” at work!!

All  homebuyers closing in the next two weeks, who need flood insurance,  are “left in the lurch” until Congress sees fit to “restore” the National Flood Insurance Program, perhaps on April 12.  How much more “government” can we stand???  How about no “hiatus” for our elected officials. How irresponsible can the US Government be to require every American to have health insurance and work through the night to pass THAT legislation, despite the objection from the majority of their constituents, yet, in the same month, leave homeowners without the ability to purchase flood insurance for more than two weeks.  How irresponsible of the US Government to  take a vacation, and further hurt the U.S. economy, by stopping hundreds of thousands of Real Estate transactions from taking place in the month of April.

How irresponsible of the American people for continuing to vote for the same, irresponsible actions, by the same irresponsible elected officials who continue to fail their constituents and hurt the ever-flailing US economy and workforce. How irresponsible of the mainstream media for failing to make  this “hiatus” on the part of the US Government and the economic consequences to hundreds of thousands of homebuyers and sellers front page news. This is a “disaster” of major proportions in the Real Estate Industry this month. What does the media talk about? The Final Four.

How much irresponsibility can we place on others, if we do not vote these irresponsible legislators out in November. As, for the media, don’t buy a newspaper, or watch a news channel that doesn’t report “real” news. 

Now, I’m off to explain to my buyers who have traveled over a thousand miles to buy their home, how THEIR elected officials have turned their lives, along with the lives of their three children, upside down…without warning, just because they CAN.  But, rest assured, I will also be sending them a link to their Congressman’s website and a link to the Hillsborough County Voter’s Registration site…so, they are ready for November!


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Moving to Tampa? Start Searching for Tampa Homes Ahead of the Crowds…Tampa Real Estate Searches and More

Filed under: Best Places in Tampa, Davis Islands Real Estate, Florida Real Estate, Hunter's Green Homes, Luxury Homes in Tampa, MLS Listings in Tampa, MLS Search, MacDill AFB, Real Estate News, Schools in Tampa, Tampa MLS Listings, Tampa Neighborhoods, Tampa Real Estate

Finding a home in the Best Neighborhoods, or the Top-Rated School District in Tampa, means start EARLY!

This is “Relocation Season” in Tampa!  Many families, with school-aged children, are busy “house-hunting” in the Tampa area, so they can get settled in time for the new school year, which begins in August. This is a busy time of year for a PCS To  MacDill AFB, as well.  Moving to Tampa with children involves, not only finding the best neighborhoods, but it also requires some research about the best schools in Tampa. Most families want to get settled during the summer, but the best homes, at the best prices, are the FIRST to sell.  If you are looking for the most choices in the Tampa Real Estate market, you should start looking NOW.  By June, or July, your options will be limited and the “best” homes will already be sold! The earlier you start house hunting, the more likely you are to find exactly what you want in the Tampa Real Estate Market.

If you are moving to Tampa, or looking for a home in the Tampa Real Estate Market, and you have children, finding the right school will be at the top of your “to do” list!  Hillsborough County is the 8th largest school district in the Country and has many top-rated schools, both Nationwide and Statewide.

Each street address has a specific “school district” assigned to it, but another option to consider is one of the many “Magnet Schools” available at all grade levels.

I deal with a heavily “International” clientele.  Many of my clients have bi-lingual children and want to immerse them in a curriculum that is focused on languages and international studies.  I, personally, studied at a French elementary school and later at a university in Switzerland.  While studying Russian History in French may not appeal to everyone, it is EXACTLY the kind of challenge that many students thrive upon!

Hillsborough County offers the Interational Baccalaureate programme at the Elementary, Middle and High School levels. MacFarlane Park Elementary,  offers the IB program at the primary level, focused on ages 3–12.  Located on MacDill Avenue, close to South Tampa, MacFarlane Park Elementary is rated in the top 1% of all Florida School.  You can find more information about their program here.

Hillsborough County offers Magnet Programs in Math, Science, Arts, Performing Arts, International Studies and more.  Before you enroll your child, consider all of the options available to you.  To be considered for a magnet program, there is an application process and a spring deadline for the following school year.  This is the time to start investigating your options for the 2009–2010 school year.

Looking for real estate in Tampa? Need a list of the “A rated” schools in Tampa?  Send me an email today!

 

If you are buying a house in Tampa, or Selling a house in Tampa, I can help with any Tampa neighborhood, including:

 

South Tampa, Davis Islands, Beach Park, Sunset Park, Hyde Park, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunter’s Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Clearwater Beach, St. Pete Beach, Condos in Tampa and International Real Estatecontact me!

 

Sign up for my email list to receive the latest information on the Tampa Real Estate Market, Living in Tampa, and the International Real Estate Market!

For more information about the schools in Tampa, or assistance in relocation to any Tampa neighborhood, contact me today.

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Moving to Tampa? Orders to MacDill AFB? Plenty of Bargains in Tampa Real Estate Today!

Filed under: Best Places in Tampa, Buying a House in Tampa, First-Time Homebuyers, Florida Real Estate, Gated Communities in Tampa, Golf course communities in Tampa, MLS Listings in Tampa, MLS Search, MacDill AFB, Schools in Tampa, Tampa Real Estate, Tampa Real Estate Agent

The Latest News on Tampa Real Estate, Moving to Tampa, The Best Tampa Neighborhoods and MacDill Air Force Base Relocation, every day…

MacDill AFB is one of the largest employers in Tampa, with many military and civilian employees, who live all over the Tampa Bay area. It is “relocation season”…the time of year when many families with children are planning their move, or PCS,  to Tampa. The top priority for those families is always the school district. This is a great time to find a “bargain” in the Tampa Real Estate Market. Prices are the lowest in YEARS!

If you are moving to Tampa, for a position at MacDill Air Force Base, contact me, to find the right neighborhood for you, and your family. I have been relocating military families in Tampa for 15 years! I can find a “bargain” in any Tampa or Pasco County neighborhood!

You can read some of my previous articles about moving to Tampa, and relocation to MacDill Air Force Base:

MacDill Air Force Base…One of Tampa’s Largest Employers

Orders to MacDill Air Force Base? Find the Best Tampa Neighborhoods

Looking for real estate in Tampa?

 

If you are buying a house in Tampa, or Selling a house in Tampa, I can help with any Tampa neighborhood, including:

 

Brandon,  Riverhills, Valrico, South Tampa, Davis Islands, Beach Park, Sunset Park, Hyde Park, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunter’s Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Clearwater Beach, St. Pete Beach, Condos in Tampa and International Real Estatecontact me!

 

Sign up for my email list to receive the latest information on the Tampa Real Estate Market, Living in Tampa, and the International Real Estate Market!


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Buying a Waterfront Home in Tampa? Tampa Real Estate News

Filed under: Buying a House in Tampa, CDD in Tampa, Florida Real Estate, Gated Communities in Tampa, Golf course communities in Tampa, Hunter's Green Homes, Luxury Homes in Tampa, MacDill AFB, Moving to Tampa, Schools in Tampa, Tampa Foreclosures, Tampa Home Search, Tampa MLS Listings, Tampa Neighborhoods, Tampa Real Estate, Tampa Real Estate Agent, Tampa Real Estate Market, Waterfront Homes in Tampa

It’s “relocation season” in Tampa, the time of year when families with children are relocating and searching for the perfect neighborhood and school district.  Many of the Tampa neighborhoods are filled with conservation areas and ponds.  Buyers who are moving from northern states are often shocked to see “Don’t Feed The Alligator” signs in the middle of a “city” neighborhood. 

Many of the newer subdivisions in Tampa, have natural, or man-made lakes.  Plenty of Tampa golf communities are filled with “water hazards” along the golf course. You can find them in Westchase, Live Oak, Cheval and Avila, just to name a few. I remember the first “pond front”  house I sold in Cheval.  We were doing the “walk through” the day before closing, just as the neighborhood gator was out for a swim.  The buyer, from Missouri, was stunned to see the mammoth creature just hundreds of yards away! We don’t have penguins in Florida, but we do have alligators!  If you are moving from outside of Florida, and spent your summers enjoying a swim in the local pond, or lake, then you need to understand one simple equation:

Fresh Water = Alligators= NO SWIMMING

Yes, Alligators will come out of the water to sun themselves on the banks, or in search of food. That leads to the second equation about alligators:

Feed The Alligator = Alligator Views Humans as a Food Source.

This article was prompted an article by Seth Godin…Tips To Avoid Alligator Attacks. Common Sense, but pretty funny!

Bottom line?  If you want to swim in Florida…head for the pool, or the beach!

Looking for the perfect home in any Tampa neighborhood, or a “bargain” in the Tampa Real Estate Market? Contact me today…we can chat about how to avoid alligators!

 


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Mortgage Rates at 4.5%?? A Gift for Homebuyers in the Tampa Real Estate Market

Filed under: Buying a House in Tampa, Clearwater Beach Real Estate, Davis Islands Real Estate, Florida Real Estate, Gated Communities in Tampa, Tampa Foreclosures, Tampa Home Search, Tampa Real Estate, Tampa Real Estate Market, mortgage news

The latest news on The Tampa Real Estate Market, Buying a House in Tampa, the Best Tampa Neighborhoods and International Real Estate Issues, every day on The Real Estate Sizzle…

The Tampa Real Estate Market is “abuzz” today with the news of mortgage rates dropping to 4.5%.  My phone has been ringing all morning.  Is it true?

Maybe!  The Treasury Department is considering the purchase of mortgage-backed securities from Fannie Mae and Freddie Mac, which would encourage lenders to lower 30–year fixed rates to 4.5%, thereby stimulating activity in the housing industry, with a “trickle down” effect to the rest of the economy. The Treasury Department is expected to make a decision as early as Monday. So, stay tuned.

My advice?  If you are looking for a home in Tampa, or looking to invest in the real estate market, THIS IS THE TIME.  There are plenty of bargains, and foreclosures, in Tampa Real Estate, as well as the Clearwater Beach Real Estate Market.  Sellers are willing to negotiate. When the rates drop again, you need to LOCK and BUY! 

What does that mean?  Most lenders will “lock” your interest rate, for a certain length of time, usually 30 – 45 days. If you are a homebuyer, you need to be prepared to move quickly, to lock an interest rate, find a home, and close in 30 days! Take advantage of the “Best Buyer’s Market” in recent history…low interest rates and lower home prices are a homebuyer’s dream!

Looking for Tampa Real Estate?  Bargains? Foreclosures? Great Neighborhoods and School Districts in Tampa?  Contact me today, for help with the homebuying process, or a local mortgage lender!

I can help with your move to any Tampa neighborhood, including: South Tampa, Davis Islands, Beach Park, Sunset Park, Hyde Park, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunters Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Clearwater Beach, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estate contact me today!

 


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Moving to the Tampa Real Estate Market? Yes, We Have Alligators!

Filed under: Florida Real Estate, Gated Communities in Tampa, Golf course communities in Tampa, Tampa Foreclosures, Tampa Home Search, Tampa MLS Listings, Tampa Neighborhoods, Tampa Real Estate, Tampa Real Estate Agent, Tampa Real Estate Market, Waterfront Homes in Tampa

I have lived in Florida for over 25 years, and have been selling Real Estate for nearly 15 years, so I am pretty familiar with “avoiding alligators”.  It’s common sense, really. Where do alligators live? Aside from the Everglades…wherever there is water.

Many of the newer subdivisions in Tampa, have natural, or man-made lakes.  Plenty of Tampa golf communities are filled with “water hazards” along the golf course. You can find them in Westchase, Cheval and Avila, just to name a few. I remember the first “pond front”  house I sold in Cheval.  We were doing the “walk through” the day before closing, just as the neighborhood gator was out for a swim.  The buyer, from Missouri, was stunned to see the mammoth creature just hundreds of yards away! We don’t have penguins in Florida, but we do have alligators!  If you are moving from outside of Florida, and spent your summers enjoying a swim in the local pond, or lake, then you need to understand one simple equation:

Fresh Water = Alligators= NO SWIMMING

Yes, Alligators will come out of the water to sun themselves on the banks, or in search of food. That leads to the second equation about alligators:

Feed The Alligator = Alligator Views Humans as a Food Source.

This article was prompted by Seth Godin’s blog today…Tips To Avoid Alligator Attacks. Common Sense, but pretty funny!

Bottom line?  If you want to swim in Florida…head for the pool, or the beach!

Looking for the perfect home in any Tampa neighborhood, or a “bargain” in the Tampa Real Estate Market? Contact me today…we can chat about how to avoid alligators!

 


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Foreign Investors Invade The Clearwater Beach Real Estate Market!

Filed under: Buying a House in Tampa, Clearwater Beach Real Estate, Florida Beachfront property, Florida Real Estate, Tampa Real Estate Agent, Tampa Real Estate Market

 The Latest News on the Tampa Bay Area Real Estate Market every day on The Real Estate Sizzle…

Florida is the place for British and European Investors! While dining, and relaxing by the pool, on Clearwater Beach this weekend, it seemed everyone was speaking a foreign language!  There were Danes, Norwegians, Australians, British and Europeans everywhere I went! We had much discussion about the Clearwater Real Estate Market and the “value” it represents for foreign investors in 2008! 

 

With the British Pound trading at 2 to 1 against the American Dollar, many of the investors in the Florida market are from the U.K. As the Euro continues to rise against the Dollar, we are getting increasing numbers of European buyers, as well. Now, Canadians are enjoying a 1 to 1 currency exchange with the U.S. Dollar. Prices in Florida are the lowest in years, so the time is right for foreign investment. There are some great bargains on beachfront condos, so don’t wait until the prices begin to recover! If you are interested in buying a condo on the beach, a home in Tampa, or Real Estate anywhere in the world, contact me.

A portion of my business is focused on the International Market. I am a Certified International Property Specialist and member of the International Real Estate Federation (FIABCI). Many of my clients are from foreign countries or work for foreign companies Beachin the U.S. Florida is very much an “International” Destination. Tampa is perfectly situated between Disney World and the Gulf Beaches. It is a great location for foreign investors. Having the CIPS (Certified International Property Specialist) designation, which is earned by less than 1% of all Real Estate Agents, allows me to better assist my foreign clients. Every country handles foreign investors differently and CIPS agents are specially trained to understand, and facilitate, the purchase and sale of Real Estate in every country around the world!

Real Estate is no longer a “local” market. Savvy buyers are Global. They are looking for smart investments all over the world, based on World_mapthe strength or weakness of a country’s currency, political stability, it’s economic development and potential for long-term gains. The political and economic situation in Venezuela right now, is sending Venezuelans to seek safe shelter for themselves and their finances. Many of them are heading to Florida and Central America. Check the latest exchange rate for your currency to see what you can spend in U.S. Dollars!

Conversely, the political and economic climate in Panama, makes it the number one Retiree destination in the world right now! Watch for more on the advantages of buying property in Panama, Costa Rica and Eastern Europe… in future “International Real Estate” articles…stay tuned…

If you would like to receive notifications of new articles on the Real Estate Sizzle by email…click here.

I can help with your move to any Tampa neighborhood, including: South Tampa, Davis Islands, Beach Park, Sunset Park, Hyde Park, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunter’s Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estate…Panama, Costa Rica, Europe, U.K…contact me!


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Looking for Tampa Real Estate? Don’t Forget a Home Inspection!

Filed under: Buying a House in Tampa, Florida Real Estate, MLS Listings in Tampa, Tampa Real Estate Agent, Tampa Real Estate Market

THE LATEST NEWS ON THE TAMPA REAL ESTATE MARKET, BUYING A HOME IN TAMPA, AND REAL ESTATE ISSUES AROUND THE WORLD, EVERY DAY, ON THE REAL ESTATE SIZZLE….

When you are buying a home in the Tampa Real Estate market, or anywhere in the World, you should ALWAYS get a Home Inspection done to check for any structural or mechanical defects in the home you are buying.

Very often, buyers are trying to save money by having a “friend” who claims to be a contractor do the inspection. BAD IDEA. Home Inspectors are certified through ASHI, a professional association of Home Inspectors. They have specialized training, standards to uphold and checklists they can follow, eliminating the likelihood that they might “miss” something. While no inspector is perfect, the more training the inspector has, the more thorough he is likely to be in examining the home for any possible defects, especially those not visible to the untrained eye.

Davis_water

Occasionally, you will need to hire additional inspectors, depending on the home. A waterfront home generally will require a seawall inspection, or a dock inspection. Property in a rural area may warrant a septic inspection or well inspection.

Wood-burning fireplaces should really be inspected for any loose mortar, or creosote build-up. I recommend a local chimney sweep for those inspections. A fellow blogger, St. Louis Real Estate Voice, posted an excellent article about Fireplace inspections. The photo alone will scare you!

Radon inspections are common in many areas East of Tampa and that requires a cannister to be placed in the home for several days, then collected, and tested, for the presence of Radon Gas.

While the cost of inspections is not inexpensive, the cost of NOT uncovering a problem until after you are the homeowner can be HUGE. Ask your Real Estate Professional for the best inspectors, not the cheapest ones!

I can help with your move to any Tampa neighborhood, or Real Estate Listings in the Tampa area, including: South Tampa, Davis Islands, Beach Park, Sunset Park, Hyde Park, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunter’s Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estatecontact me!

 


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What Is THE Most Important Thing To Have During Hurricane Season? Tampa Real Estate Market News

Filed under: Buying a House in Tampa, Clearwater Beach Real Estate, Davis Islands Real Estate, Flood Insurance, Flood Zones in Tampa, Florida Real Estate, Hurricane Preparedness, Tampa MLS Listings, Tampa Neighborhoods, Tampa Real Estate, Tampa Real Estate Agent, Waterfront Homes in Tampa

Hurricane Season opens this week and Tampa homeowners will begin the annual purchase of flashlights, batteries, canned goods, duct tape and bottled water. Hopefully, we wont need to use ANY of them and we will escape another Hurricane Season unscathed! So, you have your hurricane box stashed in the garage and you THINK you are ready??

Think againthe single, most important thing, that every homeowner should have is a Home Inventoryan itemized list of everything (and its value) in your home!

You can read my thoughts on Hurricane Readiness in some of my earlier articles:

Why You Need a Home Inventory

What is Storm Surge and How Will it Affect My Home in Tampa?

Do I Need Flood Insurance?

Moving to Tampa? Do you have questions about Storms, or Insurance? What neighborhoods are safest in a storm? Where are the best School Districts? Send me an email!


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